Pam DeGemmis - Coldwell Banker Residential Brokerage



15 Village Rd, Pepperell, MA 01463

Single-Family

$630,000
Price

10
Rooms
5
Beds
2/1
Full/Half Baths
Comfort, space and style in a lovely neighborhood setting. Easy flowing floor plan for family living and fabulous entertaining. Stunning two-story great room is the central focus of the first floor living space with a wall of windows to the natural setting outdoors. Fine woodwork and architectural details throughout this lovely home including a custom fireplace with built-ins, Anderson windows, Brazilian cherry flooring and a dramatic second-floor balcony. Formal areas include the living room/study and an inviting dining room. Enjoy cooking and gathering in the designer kitchen with a bump out breakfast area. Both the kitchen and first floor master suite area open to the spacious deck and patio areas. An additional four bedrooms, family bath, laundry and a terrific bonus/family room are featured on the second floor. Plenty of possibility for expansion in the walk-up attic or daylit basement. Located in a private setting within a neighborhood yet close to town fields.
Open House
No scheduled Open Houses

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This Condo in Acton, MA recently sold for $297,200. This Townhouse style home was sold by Pam DeGemmis - Barrett Sotheby's International Realty.


403 Great Rd, Acton, MA 01720

Condo

$300,000
Price
$297,200
Sale Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Beautifully updated 2 bedroom townhouse at desirable Woodvale Condominiums. Light bright renovated kitchen opens to sunny dining area. Updated baths. Hardwood flooring throughout. Newer windows and slider to deck. Partially finished basement. Heat and hot water included in condo fee. Amenities include an in-ground pool, tennis court and playground area. Deeded parking for 2 cars. Conveniently located near shopping and restaurants.




This Single-Family in Billerica, MA recently sold for $500,000. This Colonial style home was sold by Pam DeGemmis - Barrett Sotheby's International Realty.


135 Andover Rd, Billerica, MA 01821

Single-Family

$519,000
Price
$500,000
Sale Price

11
Rooms
4
Beds
3
Baths
Beautiful 4+ bedroom, 3 bath, custom built sun drenched colonial which has been in the same family since it was built by the Patriarch of this large family.All the rooms are large and spacious with most of the hardwood floors newly refinished and most rooms freshly painted.Thoughtful design and detail with built in china cabinets, French doors, lovely grand living room with gas fireplace, tons of closets, extensive moldings, wainscoting, and a partially finished basement with 3/4 bath.The pride of ownership shows in the amazing landscaping where the owner made sure every blade of grass and plantings were always manicured to perfection.No need to go to crowded beaches this summer when you have a resort in your backyard with a custom in ground pool. In-law potential too! There is a well for all outdoor watering. Lots of value here with a few updates! Now is the time for an investment! Private Showings 4/18 12-3 appointment required! Gloves, sanitizer and booties will be provided.

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When you want to buy a home, you know that good credit will be necessary. You may have heard some things about your credit score that just aren’t true. Read on to set the record straight on some of the most significant misconceptions about credit. 


Checking Your Credit Only Gives You Knowledge


Checking your credit score or report will not lower your score. The only way checking a score is damaging to a credit score is in the form of credit inquiries. This is when a lender, employer, or other merchant checks your credit in order for you to either gain employment or open a new line of credit. You have the right to review your score without it being impacted. 


You Shouldn’t Carry Balances


The best way to keep a high credit score is to use a credit card and pay the balance off in full each month. It’s a false belief that carrying a balance is an excellent way to increase your credit score. You need a low debt level to maintain a good credit score. 


Your Age And Income Have Nothing To Do With Your Score


It’s natural that older people who have a longer credit history have a better shot a good credit score, but your age has nothing to do with your score. It all depends on when you established credit. Some people started their credit histories early because their parents opened accounts for them. Others needed to wait awhile before opening their first credit card account. 


Your income also is not a factor in determining your credit score. It may be true that if you have a higher income, it’s easier to stay out of debt, but the amount of money you make has no direct impact on your score. 


You Cannot Access Your Credit Score For Free


You have a legal right to obtain a free copy of your credit report once a year but, your credit score isn't included in this report. There are free services that are outside of your credit report that will give you your credit rating, but you need to search for them. It’s a good idea to check your credit report periodically, but you should also know your score especially if you're getting ready to make a big purchase such as buying a home.


Your Credit Matters More Than You Think


While you know your credit score matters when you head to get a home loan, you may not know just how many entities take your credit into account when you apply for them. Some things you may do where your credit score matters:


Apply for a job

Apply for a credit card

Rent an apartment

Sign up for phone and Internet services

Get other utilities in your home


Your credit history gives a picture to the world to let them know if you’re financially stressed. If you have gone through rough patches, there are always ways to bring your score up. If you had a judgment ruled against you in a lawsuit, for example, that would only appear on your credit report for a certain number of years. Lenders will often allow you to explain bumps in your credit report as well. Understanding credit is half the battle to a good score!      


This Condo in Maynard, MA recently sold for $328,000. This Townhouse style home was sold by Pam DeGemmis - Barrett Sotheby's International Realty.


23 Deer Path, Maynard, MA 01754

Condo

$315,000
Price
$328,000
Sale Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Wonderfully maintained condo with 3 finished levels plus a full walk-out basement. A renovated kitchen, an open living & dining room with custom built-ins and a slider to a private balcony, and a powder room complete the first floor. The second floor offers two large bedrooms with a private entrance to an updated master bath as well as a shared hall entrance. The finished third floor, with a fireplace and skylight, is a fabulous space which offers many possibilities – bedroom, family room, office or playroom. Current seller’s improvements include new windows, heating and A/C systems, refrigerator & washer/dryer. Access to the heating swimming pool, fitness room, club house and tennis court makes for a wonderful & easy lifestyle.